Back Bay Financial Group, Inc. (BBFG) is an SEC registered investment adviser located in Boston, Massachusetts. BBFG and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers by those states in which BBFG maintains clients. BBFG may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. BBFG’s web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of BBFGs web site on the Internet should not be construed by any consumer and/or prospective client as BBFGs solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or information on this lntemet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute of for, personalized individual advice from BBFG. Any subsequent, direct communication by BBFG with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of BBFG, please contact the United States Securities and Exchange Commission and/or the state securities law administrators for those states in which BBFG is registered. A copy of BBFGs current written disclosure statement discussing BBFG’s business operations, services, and fees is available from BBFG upon written request. BBFG does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BBFGs web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.