Back Bay Financial Group, Inc. (BBFG) is an SEC registered investment adviser located in Boston, Massachusetts. BBFG and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which BBFG maintains clients. BBFG may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. BBFG’s Web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of BBFG’s Web site on the Internet should not be construed by any consumer and/or prospective client as BBFG’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from BBFG. Any subsequent, direct communication by BBFG with a prospective client shall be conducted by a representative who either is registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to BBFG’s registration status, please contact the United States Securities and Exchange Commission on its Web site at www.adviserinfo.sec.gov. A copy of BBFG’s current written disclosure statement discussing BBFG’s business operations, services, and fees is available from BBFG upon written request. BBFG does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BBFG’s Web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.